Why Choose Us
Whether you are just starting or been in business for many years, insurance is vital to help protect what you have worked so hard to build. Let our experienced brokers help provide you with the advice you need to ensure your business is protected against the many risks it faces.
What Kind of Business Do You Have?
The Basics Of Insuring Your Business
This is the part of your policy that pays for if you injure or cause damage to any property during the course of your business. There are many exclusions on the basic Commercial General Liability Policies, so it is best to check with us to make sure you have the coverage you need.
Covers damage caused to your building to fire, water, wind etc. The coverage varies with each company so you need to make sure you are comfortable with the coverage that you have.
Depending on your business you may want to insure the contents which are inside the building. It is important to tell your insurer what kind of contents you want insurance for, as office supplies are much different than heavy equipment. Typically machinery, tools and equipment fall under a different category, which is listed separately under your policy. Never assume the contents of your building are automatically covered under contents – please check with us.
If something were to happen to your building, contents or equipment the income of your business most likely will be affected, and you may incur extra expenses that you would not normally have. Coverage is available to pay for the lost income as well as the extra exepenses that you have.
There is much more to every commercial policy, but these are a few of the basic coverages that most policies should include. Please look at our specific business pages for more information regarding your type of business or feel free to contact us so you can get the coverage that is right for your business.