Dairy Farm Insurance
Why Choose Us?
Farms have changed drastically over the past few years, and it is vital you have the right insurance to protect your most important assets. With over 100 years of experience protecting local farmers, let us help you make the right choices so you can get back to doing what you do best.
The Basics of Insuring Your Dairy Farm
One of the biggest risks on other farm is your liability. From a cow running onto the road, a supplier trips and falls on your property or your milk contaminates an entire truck, you want to make sure you have enough liability to protect yourself and your farm.
There are many things in life that happen outside of our control such as windstorms, lightning, fire, vandalism and much more. If one of these things happen to your barns then how will you rebuild it? We offer many options to insure all your buildings, so you are comfortable with the coverage you have on each building.
As with any farm tractors are the workhorses of the farm. We can cover your tractors and attachments individually or as one big blanket limit.
The lifeblood of your farm, we can insure your cows against the basic perils such as lightning, getting hit by a vehicle or strangulation, to more rare causes such as disease or birth defects.
With quotas becoming more expensive, farmers have had to adapt in order to survive. New equipment such as robotic milkers allow you to get the most out of your farm, but can be very expensive to install. We can insure all your new equipment and the old such as generators , compressors etc.
Other Coverage to Consider
Although your liability will pay if you contaminate others milk, it will not pay for the milk that you lost.
With relying on equipment more than ever before it can be devastating when it suddenly stops working. Equipment Breakdown coverage pays to get your equipment fixed or replaced.
If your barn burns down, equipment breaks down or a cow is lost then you will lose income. We can cover the lost income, or the extra expenses you have in order to get the farm back in order.
With all the computerized equipment your farm is more vulnerable than ever to attacks to your computers, equipment and tractors.
Please call our office for a quote or to ask us questions regarding the coverage. The explanations above are only a general overview and there are many options to fit your personal circumstances.