Why Choose Us
Farms have changed drastically over the past few years, and it is vital you have the right insurance to protect your most important assets. With over 100 years of experience protecting local farmers, let us help you make the right choices so you can get back to doing what you do best.
What Kind of Farm Do You Have?
The Basics Of Farm Insurance
Farm liability covers all the different aspects of your farm including your home, animals, equipment, machinery, buildings, land and more. As a farmer your home and business are one and the same, so you need a policy that properly protects both.
You most likely have a barn, workshop, sheds, arenas etc. Under a farm policy you can choose what buildings you want insured and how much you want to insure them for.
If you rely on animals for your income, you should consider insuring the animals. They can be covered for anything from lightning to strangulation, disease, huddling or more.
Although income is never guaranteed as a farmer, there is coverage available to pay if you lose income as the result of a loss. Examples such as your barn getting hit by lightning, combine is stolen, or your milking system catches fire can all lead to lost income which may be hard to recover from.
There is much more to every farm policy, but these are a few of the basic coverages that most policies should include. Please look at our specific business pages for more information regarding your type of business or feel free to contact us so you can get the coverage that is right for your farm.